... and I hate them. Unfortunately, I can't express my hatred by constantly denying them credit cards. I guess I could send them letters notifying them that I have chosen not to apply for their credit cards, but I think that would be insufficiently impersonal.

Some will remember my frequent issues with applying for credit cards in the past. The most recent development is that I received a response today regarding the student card I applied for at my new US bank. Although they "tried very hard" to accomodate me, they discovered that my permanent residence is outside their marketing area (I foolishly filled in the section entitled "address when not at school").